Economic Sector

Farm based livelihoods :

Cohesion has undertaken a series of measures for Livelihood Restoration in rural areas, in view of the dependence of the local populace on Nature, for sustenance. The Village Institutions, facilitated by Cohesion, procures agricultural inputs such as quality seeds, tools and gypsum, and channels them to the poorest, hardest-hit farmers. The better quality of these inputs leads to better crop yields, and these positive experiences have ushered in positive changes in the conventional practices of farming in the respective regions.

 

Non-farm based livelihoods :

Cohesion has realized the importance of insuring lives and properties of people in areas such as Kutch, which are visited by natural disasters such as droughts and cyclones with macabre periodicity, and earthquake being added to its list of woes in the recent past. The Foundation has taken initiatives to extend insurance cover to womenfolk in the area, through five-header policies that cover Health, Life, Accidents, Assets and Home.

 

Micro-finance and micro-credit :

Cohesion has organized socially or economically vulnerable women into Self Help Groups, or Mahila Vikas Mandals, who hold periodic discussions on issues related to the socio-economic development of group members and the village in general. Cohesion has facilitated 264 such women self help groups covering 4109 women. It helps members of these Self Help Groups to undertake various income-generating activities, market their outputs and attain Sustainable Livelihoods. The profit thus earned is shared by the members, and a part of it is re-invested as capital to increase the production. Apart from profit, which is a varying factor, the members earn steady labour wages from these activities and commit themselves to saving a pre-determined amount of money every month, which is later on used for extending credit among group members. More than 3000 member women benefit from loan and many from credit linkages established with the bank directly. These groups promote the self-help potential of poor and marginalized rural women, and provide them a platform to voice their social needs and issues. Subsequently, they are integrated with various developmental activities aimed at improving their living conditions and quality.

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